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About VanCompare
🚐 About VanCompare
1. Who We Are

VanCompare is a UK vehicle insurance comparison tool, focused mainly on vans. People use us for all sorts of day to day and work driving, for example sole traders, business owners insuring one or more vans, delivery drivers, and anyone who needs cover sorted without guesswork. You tell us about you and your vehicle once, then we show a range of options and quotes you can compare side by side.

Clarity
We keep things plain, so you understand what you are choosing.
Accuracy
We focus on getting the details right, because insurance depends on them.
Support
If you need help, we point you to the right place, before you buy and after you are covered.
2. What We Do

We help you compare vehicle insurance options, mainly for vans, using a panel of insurers and brokers.

Compare quotes
You fill in one set of details, and we return quotes from our panel where available.
Show options clearly
We show prices alongside key details so you can compare like for like.
Explain what happens next
We guide you through the steps, including what to check before you buy and who to contact after your policy starts.
3. What We Do Not Do

  • We are not the insurer.The insurer named on your documents is the company providing the cover.
  • We do not set prices or underwriting decisions. Insurers and brokers decide pricing, acceptance, and policy terms based on the details provided.
  • We do not give personal advice. We can explain the quote journey, what the questions mean, and general insurance terms and cover options. We will help you understand what you are comparing, but we will not tell you which policy or insurer to choose or make that decision for you.

4. Who Runs Vancompare

VanCompare.com is a trading name of InsureTec Solutions Limited, who is an Appointed Representative of Business Insurance Solutions Limited, who are authorised and regulated by the Financial Conduct Authority (FRN 513256).

5. Our Team

We are a small team with clear roles:

Product
Decides what we build and improve, based on what drivers and small businesses need.
Tech
Keeps the site running, secure, and fast, and improves how quotes are returned and shown.
Customer support
Helps with the quote process and points you to the right place after you buy.
Partnerships
Manages relationships with our insurers and brokers, and how they appear on the site.
Compliance
Checks our pages, processes, and communications stay clear, fair, and within the rules.
Content
Writes and maintains practical guidance so you can understand what you are comparing.
See: Editorial standards and our people.
6. How We Get Paid

  • VanCompare.com is free to use. We do not charge you to compare van insurance options. When you get a quote on VanCompare.com, we show prices from our insurance providers. If you click through from VanCompare.com to an insurance provider and then buy a policy, that provider pays us a fee for the referral.
  • Does this affect the price you pay?
    No. The insurance provider sets the price and decides whether they can offer cover based on the details provided. The fee we receive does not change the provider’s underwriting rules.
  • Who provides the policy?
    The insurance provider you buy from provides the policy and issues your documents. Their name will be shown on your quote and in your policy documents.
  • Want more detail?
    You can read our Terms and Conditions and Privacy Policy here:

7. Contact

Need to speak to someone? Use the links below to get to the right place.

After you buy and support: See: After you buy: support, documents, and complaints.

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Editorial standards and our people
👥 Editorial standards and our people
1. Why We Publish Guides

Insurance can be hard to compare if you do not know what the terms mean or what changes the price. We publish short guides to help you understand common types of cover, avoid typical mistakes when getting quotes, and make choices you can stand behind.
Our aim is to explain insurance clearly, without promoting a specific insurer or product.

2. How We Keep Content Accurate

We aim to keep our guides factual and up to date. Where possible, we base statements on:

Policy documents and key facts provided by insurers and brokers
Provider and product information (including eligibility and cover features)
Regulatory guidance where it is relevant to how insurance is described and sold

Before content goes live, it is checked internally for:

Accuracy
Are the terms correct, and are we describing cover in a way that matches the source material?
Fairness
Is it clear what is typical vs what depends on the insurer, the policy, or the driver details?
Clarity
Can a normal reader understand it without guesswork?
Compliance
Are we avoiding advice, promises, or anything that could mislead?

Our content follows a structured review process before publication:

Drafting
Content is written by the editorial team based on insurer documentation, real quote journeys, and common customer questions.
Editorial review
Wording is checked for clarity, structure, and plain English.
Accuracy and compliance review
Terminology, eligibility rules, and limitations are checked to ensure they are fair and correct.
Approval and publication
Once approved, content is published and scheduled for review.

We review our guides every 6 months, and sooner if products, rules, or provider information changes.
If the site supports it, we show Published and Last updated dates on each guide so you can see how current it is.

3. Who Reviews Insurance Accuracy

Insurance accuracy is reviewed by our editorial team, supported by our insurer panel liaison, before changes go live. They check for things like:

Correct terminology
Cover types, exclusions, excess, and policy conditions explained in plain English
Use and eligibility
Common use types (social, domestic and pleasure, commuting, business use, hire and reward) described correctly
Limits and variations
Clear wording where cover depends on the insurer, the policy, or the details you enter
Fair wording
No advice, no promises, and no language that could push someone into the wrong cover

Where appropriate, compliance review forms part of this process to ensure wording is clear, fair and not misleading.

4. What We Will Not Do
No personal advice
Our guides explain terms and options, but they do not tell you what to buy.
No promises on price or acceptance
Quotes, prices, and underwriting decisions depend on your details and the insurer or broker.
No “best insurer” claims without a clear basis
If we compare providers or features, we explain the criteria and the limits of what we can show.
5. Editorial Independence and Commercial Relationships

VanCompare works with a panel of insurers and brokers to show quotes. However, our commercial relationships do not control or influence our editorial content. This means:

Insurers and brokers do not write, edit, or approve our guides.
Payment arrangements do not affect how we explain cover.
We do not adjust wording to favour a particular provider.

Our editorial team decides what topics to cover, how they are explained, and when they are updated. This separation helps keep our content independent and focused on helping users understand their options.

6. Editorial Team

Charlie Bryne

Complaints Manager & Managing Editor for Motor

Charlie manages VanCompare content and maintains our guides and on-site explanations. He also acts as our complaints manager. He works with our compliance teams to keep wording clear, fair, and accurate.

RELEVENT EXPERIENCE:

  • Charlie has been with our business for almost three years.
  • Before that, he spent close to five years in Glasgow as a motor claims handler.
  • His work has covered regulatory compliance, customer service, and claims handling, which helps keep our guides practical and accurate.
  • He focuses on the areas customers most often get caught out on, including insurer rules, common policy terms, mid-term changes, and cancellations.
quote Insurance terms can be confusing. I focus on clear wording and the key details that change outcomes, so you can understand what you are comparing and what happens next.” - Charlie

Recent articles:

Van insurance excess explained:
Compulsory, voluntary and what they really change
No claims bonus for van insurance:
How it really works
Where to get van insurance quotes in the UK:
Comparison sites, brokers & direct insurers compared

Anna Vida

Complaints Officer

Anna Supports Charlie with our complaint handling, while also reviewing our guides and on-site explanations to help ensure they are clear, fair, and up to date, and that we do not overstate what we can offer. Anna also reviews and signs off new content where needed, and occasionally contributes articles herself.

RELEVENT EXPERIENCE:

  • Supports the editorial and compliance review process by helping sense-check wording for clarity, fairness, and anything that could confuse customers.
  • Brings frontline insight from complaints handling, so our guides reflect the real issues customers raise, and the info they most often need explained.
  • Strong admin and finance background that supports careful checking, version control, and keeping supporting notes organised when content is updated.
  • Hands-on experience with the parts of insurance that most often cause customer confusion, like policy documents, underwriting checks, and evidence requests, which helps keep our public wording accurate and fair.
quote Clear, accurate wording matters. We focus on making sure what we publish is fair, up to date, and does not promise what we cannot deliver.” - Anna

Recent articles:

Riviera Insurance joins the VanCompare panel:
more choice for UK van drivers
VanCompare Group Wins Global Award
For Best Customer Engagement Software
FCA Consumer Duty:
What Tradesmen Need to Know

Rebecca Oron

Head of Customer Service

Rebecca manages our customer service, giving her a direct view of the most common questions and sticking points people run into when comparing cover. She helps shape our guidance so it answers the issues customers actually face, and explains them in a way that is easy to follow.

RELEVENT EXPERIENCE:

  • Leads customer service teams supporting insurance customers across live chat, phone, and case handling.
  • Hands-on understanding of the questions that most often delay quotes or cause confusion, and the simple explanations that resolve them.
  • Works closely with our editorial and compliance teams to keep guides practical, clear, and consistent with how the quote journey works in real life.
quote I spend my day hearing what people get stuck on. Our guides focus on the questions that actually come up, with clear answers you can act on.” - Rebecca

Recent articles:

Car vs Van Insurance:
Key Differences Explained
Courier van insurance explained:
cover for parcels, food and multi drop work
Classes of use for van insurance explained:
social, commuting, own goods and hire and reward
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How VanCompare works 
💡 How VanCompare works 
1. The Quick Version
You enter your details
Tell us about you, your vehicle, and how it is used.
01
We show available quotes
We return quotes from our panel where available, with key details shown so you can compare.
02
You choose one and continue
If you see a suitable option, you select it and continue to the relevant insurer or broker to complete the purchase.
03
You buy, then receive your documents
Once you purchase, your policy documents are issued by the insurer or broker, and they become your main point of contact for the policy.
04
2. What We Compare

We compare quotes we can access through our panel of insurers and brokers. The panel can include different policy types and use cases, depending on the details you enter.
What you may not see:

Not the whole market
We do not compare every insurer or every policy available in the UK.
Not every quote, every time
Quote availability can change based on your details, the vehicle, how it is used, and provider criteria.
Results depend on the information entered
Small changes to your answers can affect which options are available and the price shown.
No results?
If no quotes are available, we may direct you to a broker who can check specialist insurers that are not shown on our panel.
3. What You See On Results

On the results page we show a range of quotes, with key details to help you compare like for like. This can include:

Price (based on the cover and payment option you select)
Cover level (for example, third party, third party fire and theft, or comprehensive)
Excess (the amount you may pay towards a claim)
Key features and limits where available (for example, add-ons, use type, or important conditions)

How results are ordered
We show results in a clear order to make comparisons easier. Quotes are often shown from lowest to highest price based on the cover and options you have selected.

4. Why Prices May Differ Across Comparison Sites

It is normal to see different prices for the same van across different comparison websites. This can happen because:

Not every comparison site works with the same insurers or brokers
Insurers may offer different products or prices through different channels
Small differences in how questions are asked or answered can affect the result
Some providers choose not to appear on certain panels

VanCompare shows prices available through our panel based on the details you provide. Other sites may show different prices or providers because their panel and quote journey differ.
To compare fairly, it is important to answer questions carefully and check that you are comparing the same level of cover.

5. What We Need From You For Accurate Quotes

Insurance pricing and acceptance depend on the details you enter. The biggest drivers are listed below, but you should answer all questions as accurately as you can.

Use type:
How you use the vehicle, for example personal use, commuting, business use, carrying tools or goods, and any work where you are paid to drive or deliver.
Overnight parking and security:
Where the van is kept overnight and any security devices or tracking.
Modifications:
Any changes from the manufacturer standard, including performance or cosmetic changes.
Claims, convictions, and past cancellations:
Your history, including dates and details where asked.
Mileage and work details:
Estimated annual mileage, who drives the vehicle, and how it is used for work.
Other details:
Anything else the quote questions ask for, such as where you live, how the vehicle is kept, and who drives it.

If you are unsure about a question, it is better to check than guess. Wrong details can affect the quote, the policy terms, or a future claim.

6. Why Prices Can Change After You Click Through

The price you see on VanCompare is based on the details you enter. After you click through, the insurer or broker may check those details again as part of underwriting and validation. If anything changes or is corrected, the price can change too.
Common reasons include:

Use type clarified:
For example, the vehicle is used differently than first selected.
Parking or security details differ:
Where the van is kept overnight, or what security is fitted, is updated.
Mileage, driver history, or vehicle details corrected:
Small changes can affect risk and pricing.
Modifications disclosed
Any non-standard changes may affect acceptance or price.
Validation checks or evidence requests
The insurer or broker may ask for information or documents to confirm details.

This usually happens during the insurer or broker underwriting and validation stage, not on the VanCompare results page.
If the price or terms change, the insurer or broker should make this clear before you complete the purchase, and you can choose whether to continue.

7. How We Handle Your Information

We use the information you enter to generate insurance quotes and explain available options.

We collect only the details needed to produce quotes or complete a policy
When you continue to an insurer or broker, they become responsible for handling your data under their own privacy policy

Your information is handled in line with our Privacy Policy, which explains how data is collected, stored, and used.

8. Who Provides The Policy

The insurer or broker providing the policy is named on the quote, and again in your policy documents.
VanCompare helps you understand the quote process and what the questions mean, then shows what quotes are available from its panel of insurers and brokers. We are not the insurer, and we do not issue the policy documents.

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After you buy: support, documents, and complaints
📄 After you buy: support, documents, and complaints
1. What Happens After You Click A Quote

When you select a quote on VanCompare, you continue to the insurer or broker to complete the purchase.
After you buy, you will receive your confirmation and policy documents from the insurer or broker, not from VanCompare.

2. Your Documents, What To Check

When you receive your documents, take a minute to check the basics match what you expect:

Insurer name:
The company providing the cover.
Broker name (if applicable):
The broker arranging the policy and handling it day to day.
Cover details:
The cover level, what is included, what is not, and any key conditions or limits.
Excess:
What you may pay towards a claim, including any compulsory and voluntary excess.
Payments and renewal:
Your payment schedule, any finance terms (if paying monthly), and how renewal works.

If something looks wrong, contact the insurer or broker named on your documents as soon as you can.

3. Changes After Purchase

After you buy, the insurer or broker may still validate the details you provided. This is a normal part of underwriting and policy set up. Depending on what they find, they may:

Request evidence (for example documents to confirm details)
Change the price if information is corrected or clarified
Change terms to reflect the correct risk
Offer an alternative policy or insurer if the original option is no longer suitable or available
Cancel the policy if they cannot offer cover on the correct details

If anything changes, the insurer or broker should explain what is changing and why, and what options you have next.

4. Who To Contact

VanCompare help

Contact VanCompare if you need help with:

Using the comparison journey
Technical issues on the site
General questions about how the quote process works

Insurer or broker help

Contact the insurer or broker named on your documents for anything to do with the policy, including:

Policy changes (mid-term adjustments)
Cancellations and renewals
Claims and claim updates
Documents and proof of cover
Refunds, Payments, instalments, or finance arrangements

Find their details: Check your policy documents or confirmation email.

5. Where To Find The Right Contact Details

You will usually find the right contact details in:

Your policy documents (schedule, certificate, statement of fact)
Your confirmation email, including any payment or instalment emails

If you cannot find them, search your inbox for the insurer or broker name shown on your documents, or use the VanCompare contact link above and we will try to point you to the right place.

6. Claims

Claims are handled by the insurer or broker shown on your policy documents, not by VanCompare.
If you need to make a claim, use the claims contact details in your policy documents or confirmation email. If you cannot find them, contact the insurer or broker named on your documents and ask for the correct claims route.

7. Complaints

If your complaint is about the VanCompare website or service, use our complaints process: https://www.vancompare.com/complaints

If your complaint is about your policy, pricing, documents, claims, or how your policy is handled, you should complain to the insurer or broker named on your policy documents first.
If you are not satisfied with the outcome, you may be able to take the complaint to the Financial Ombudsman Service. This depends on what the complaint is about and who it is against.